Actually you might want to try them again. I got booted off both Remitly and Ria out of the blue after one transaction that was several months ago. But then a few months later Remitly asked me to verify mi ID etc etc and now I have valid accounts with both. so I think it was more of a system compliance thing than anything. I use both platforms to send funds overseas for reasons completely unrelated to this forum too. A note about RIA though I was told by them that RIA is not meant to be used to make purchases of any kind its only meant to transfer funds to friends or fanily overseas so they will decline your transaction if they think you are buying anything.I believe it was connected to my previous transfer with remit, the op went down and my guess so the were covering their butts re: past transfers to this op.