With regard to using credit cards for MG transfers, I think they don't allow them because its a way to get around the cash advance fees -- that's why @Paicha does them as cash advances for them to work. But of course cash advances have those additional fees and limitations. I have not tried to use a greendot/moneypak for MG transfers, not sure if they'd work. They should because its more like a debit card than a credit card but not sure. I guess its just easier for me to use cash for MG so that's what I do. I've never been able to perform a successful WU or MG transfer online. I tried a bunch of times when I first started using them and they never worked so I gave up. I prefer MG stores -- check cashing places and the like -- they are so quick as they handle them all the time. The red phone at CVS or wherever is slow as molasses.
That's my two cents .
Since I usually take up DrBoris' bandwidth with idiotic off topic chatter, I decided to post something that might actually be useful to someone.
I've chatted with a few people who were nervous/hesitant about sending moneygrams in person and thought I'd offer up a few tips for what its worth. The following information has been semi carefully reviewed by my personal editor. Her name is Helen Waite. If you have any serious issues wth what you see below, please go to Helen Waite.
I use Walmart for a number of reasons - it's cheap, anonymous, and easy once you get the drill down. Below are my suggestions, based on doing business in Florida. YMMV.
The first time I did this - I hated it. I walked in with this look about me like I was guilty of something. I took the form and the vendor info I had printed off. I filled out the form wrong the first few times. After I finally got it right I turned around and noticed 3 busloads of total strangers had just arrived and they were all staring at me like I was guilty of something. The clerk behind the counter was with the department of Alcohol, Tobacco, Firearms, and ne'er dowells getting moneygrams at Walmart for illegal purposes and watched my every move. All of this of course was all in my mind but it seemed real at the time. Now it's a hoot. OK .. here we go:
1) Pick up a rew MG forms in advance. Fill the form out at home or someplace where you have time to check your sppeling (intentional bad joke - but you get the point) and address info. Also verify that the information the vendor gave you has a corresponding place on the form. My last vendor gave me a maternal last name. The form has no place for that. I contacted the vendor and we used maternal last name as first last name (there is space for two). A sample form is shown below. There's not a lot of info required. Filling the form out in advance also makes you more relaxed when you walk in. I was nervous the first few times. Now I enjoy it. it's a game.
2) When you go to the counter, smile and be friendly. I've sent money to Pakistan, Baja, and a country that starts with a V that I had never heard of before. On one occasion I had the clerk (who I spotted as a potential b*tch while approaching the counter) remark "Well Mr. XXXXX I see you've sent money there once before". I kept the smile, kept laser lock eye contact and said "Yes I have". End of discussion and I got the money sent. With that one exception, every clerk Ive dealt with was either friendly back or didn't care. Most of the time, they're just waiting for their shift to end.
3) Dress somewhat nicely. I'm usually in business clothes. I'm not suggesting you have to put on a tie, but try to avoid clothes with holes or tears in them.
4) I've read where people hate Walmart because the clerk always types things in wrong. That CAN happen .. I've never had the problem .. but here is how you protect yourself from that. When you pay for the MG, you get a big ole' honkin receipt back, along with a copy of the form you turned in. That big ole honkin receipt has a lot of information on it. What YOU care about is that the receivers name and address is correct. While you're at the counter, compare the receivers name and address on the receipt with the copy of the form you turned in. (HINT They should match - if they don't take care of that while you're standing there. It's a 30 second exercise to triple check while you're standing there. There is no valid reason not to check while you're there. You're not holding people up.
5) Below is a receipt I received with my personal info blanked out and generic info in red explaining what you'll see there. You'll notice teh MG form doesn't ask much. Squeemish about sending to Baja? The Florida Walmart MG form doesn't ask for a city. It's easy. Relax and have fun with it. And oh yeas, the red number circled at the bottom of the receipt image is the one you'll need to supply your vendor. by the way, send whatever is printed there, not 12345678 (unless that's actually the number). Anything in red in the images is sample information.
i was also wandering how do you use those phones? i went to a place to send a mg and got a little freaked out when i saw it was a phone. so i drove to walmart and did it
I use Walmart for a number of reasons